DAME Banking Group Ltd. guarantees to any its User his/her right for refund, in case if such User is not satisfied with the quality of the provided Services.
Furthermore, DAME Banking Group Ltd. declares that its User has the right to change his/her mind in case if the User’s Account was already funded and to request his/her Funds to be returned.
Every Refund and Return are treated by DAME Banking Group Ltd. with reasonable care and skill.
This Refund Policy concerns exclusively Transaction fees and Users’ Funds.
This Refund Policy does not cover any transactions between the Users related to purchase-sale of crypto-currencies and it does not refer to any refunds for purchased crypto-currencies.
DAME Banking Group Ltd. undertakes to make its best efforts to assist the Users in case of any disputes related to refunds of purchased crypto-currencies.
Refunds and Returns in excess of the original amount are prohibited.
Banking Day : а business day during which an office of a bank is open to the public for substantially all of its banking functions.
Business Day : means every official working day of the week in the United Kingdom.
Chargeback : means return of the User’s money by his/her Issuing Bank due to the disputed and/or fraudulent transaction.
Eligibility Criteria : means the set of requirements that must be met for a Refund or Return.
Funding : (also mentioned as “Deposit” on the Platform): means a transfer of a certain amount of money to the User’s Account via a Payment card or Bank transfer.
Return Form : means the DAME Banking Group Ltd.'s form to be completed by the User, who has requested for his/her Funds to be returned.
Funds : means a certain amount of money transferred to and accumulated on the User’s Account.
Issuing Bank : means the bank that has issued payment card to the User as Cardholder.
Refund original amount : means the precise amount of Transaction fee deducted from the amount of certain User’s Transaction.
Refund Form : means the DAME Banking Group Ltd.’s form to be completed by the User, who has requested the Refund.
Refund : means giving back the amount of Transaction fee paid by the User with regard to certain Transaction.
Return original amount : means the precise amount of the User’s Funds accumulated on his/her Account.
Return : means giving back the User’s Funds transferred to his/her Account.
Transaction Charges : means any fee charged by a bank/financial institution upon processing a valid refund request.
The User who has paid for the DAME Banking Group Ltd. Services, i.e. paid a transaction fee, or has funded his account may request a Refund or Return in accordance with the Eligibility Criteria as further set out herein.
Refund/Return will only be considered where the User complies with the Eligibility Criteria in full. Where the User fails to meet any of the Eligibility Criteria, DAME Banking Group Ltd. shall have the right, in its sole discretion, to decline the User’s request for a Refund/Return.
In order to apply for a Refund/Return, the User must request and complete a Refund Form/Return Form and send the respective form to the DAME Banking Group Ltd. support address.
You can obtain the Refund/Return Form under request sent to[email protected]
To prevent Prohibited Conduct, all payments and information related to Refund/Return may be verified by DAME Banking Group Ltd.. In such case, DAME Banking Group Ltd. may request the User to provide certain documents, including, but not limited to, identification documents, copy of the User’s Payment Card and Invoice or/and any other prove of the fact that disputed payment was made. In case if the User fails to provide appropriate documents or information within three (3) days upon the DAME Banking Group Ltd. request or in case of any doubts as to authenticity of provided documents, DAME Banking Group Ltd. shall be entitled to decline the User’s Refund/Return request.
DAME Banking Group Ltd. shall process the User’s Refund Form/Return Form as soon as is reasonably practicable. Response times will vary depending on stated reasons for the request. In any case, DAME Banking Group Ltd. shall notify the User on the outcome of the request in accordance with the timescales set out herein.
Refund/Return request will only be approved or declined after meticulous verification made by DAME Banking Group Ltd..
NOTE: Submission of Refund Form/Return Form does not guarantee that the User’s request will be satisfied.
Within fifteen (15) Business Days as of the date of Refund From/Return Form receipt, DAME Banking Group Ltd. shall contact the User to request further information (if required) and the User shall provide such information as soon as reasonably practicable but in any case no later than fourteen (14) days following such request.
DAME Banking Group Ltd. shall notify the User by e-mail on its final decision regarding Refund/Return:
Refund/Return will be processed without undue delay, and in any event within fourteen (14) days beginning with the day on which the DAME Banking Group Ltd. agrees that the User is entitled to a Refund/Return.
The User will have no Refund/Return :
When requested by DAME Banking Group Ltd. to do so, the User fails to provide DAME Banking Group Ltd. with information or/and document(s) within the terms set herein.
If DAME Banking Group Ltd. suspects that the User has, or is, engaged in, or have in any way been involved in, fraudulent or illegal activity, including Prohibited Conduct.
There is no ground for Refund/Return.
NOTE: DAME Banking Group Ltd. reserves the right to lock the User’s Funds while Refund/Return investigation is in process, which means that the Funds could be inaccessible during such investigation.
DAME Banking Group Ltd. expects the User to contact it using DAME Banking Group Ltd. contact details to resolve any problem or issue related to his/her payments before the User makes any Chargeback request. This Section does not affect any rights and/or claims, which the User may have against the bank/financial institution.
DAME Banking Group Ltd. will investigate any Chargeback requests made by the User and in response will inform the User’s Issuing Bank whether any Service or Transaction has been cancelled.
DAME Banking Group Ltd. reserves the right to suspend User's account and lock User's Funds during the chargeback investigation procedure.
Any charges, which arise upon processing Refund/Return, shall be borne solely by the User. Such charges will be deducted from the final amount of Refund/Return.
This Refund Policy will be amended from time to time if there is any change in the legislation. Terms and conditions of the Refund Policy are subject to change by DAME Banking Group Ltd. and in the case of any amendments, DAME Banking Group Ltd. will make an appropriate announcement. The changes will apply after DAME Banking Group Ltd. has given notice.
In case if the User does not wish to accept the revised Refund and Return Policy, he/she should not continue to use DAME Banking Group Ltd. Services. If the User continues to use the Services after the date on which the change comes into effect, his/her use of the Services to be bound by the new Refund Policy and Return.